Monday, May 14, 2007

Buyer's Remorse

I spend too much money. I just calculated my monthly expenses, so that I could tell the mortgage guy how much I wanted to spend every month, and it was pretty sad. Too much money. On food, dining out, clothes, and shoes. And heat, and electricity. Actually, according to a debt reduction company's budget calculator, I spend less than I "should" on clothes, and too much on housing. And I want to move to a place that will cost me more. So something has to change. I need to bring my lunch daily, cut back on going out, and actually eat the several-months worth of food that is stored in my pantry.

First, though, after work tomorrow, I'm returning the shoes I bought at DSW (already a plan, anyway) and the Vera Bradley bag I bought for myself. Instead, I'll use one of the bags I was planning to donate to the Salvation Army. Perfectly good bags. And I will try not to feel guilty about my overspending.

You know what though? I have out-to-lunch plans tomorrow with coworkers. I really don't want to spend $10 at Panera at lunch, especially when I'll probably be interrogated about my dating experiences, job life, etc. I wish I could skip it, to save money. But I can't. So, I'll bring my own water and get something small. Especially since I have deli ham in the fridge, and homemade spanakopita that I'd rather eat.

I wonder how long this overspending guilt will last? Until next payday? Ha!

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